Flagship · 01
Business loans to help your company move at the speed of opportunity.
From
14.5% p.a.
Decision in
48 hours
A registered Sri Lankan finance company · Est. 2009
Capital that keeps pace with ambition —
Capital that keeps pace with ambition —
built for Sri Lankan businesses.
Life Line Group helps family-run businesses, SMEs and individuals access the right credit and savings products — with faster decisions, fairer terms, and a relationship manager who actually knows your name.
photo · owner of SME at workshop
What we offer
Five products.
Five products.
One relationship.
Everything a growing business or household needs in one place — underwritten by people who understand Sri Lanka's credit landscape. Expand any product below to see rates, eligibility and a typical customer story.
Why Life Line
A lender that feels like a partner.
We keep the operating model small on purpose. Every loan you take and every deposit you place is reviewed by a person, not a policy document.
01
Decisions within days, not weeks.
Business loan applications are reviewed in 48 hours and personal loans in 24. We publish our turnaround times — and we stick to them.
02
Transparent pricing, always.
No surprise fees, no fine-print commissions. The rate you see in your offer letter is the rate you pay.
03
One relationship manager, for life.
You'll work with the same person across products — whether you're renewing a loan or placing a deposit for your daughter.
04
Borrowers who've grown with us.
Our average business borrower has been with Life Line for 7.2 years, across multiple loans and product types.
Customer stories
What our
What our
borrowers say.
Three of the thousands of Sri Lankans who've chosen Life Line over the last 17 years — each with a different product and a different story.
★★★★★
"We came to Life Line for a business loan to buy a second bakery oven. We walked out with a plan for the whole next five years of the shop."
NM
Nadeeka Mendis
Owner, Sweet Avenue Bakery · Galle
★★★★★
"I've placed fixed deposits with three different companies. Life Line is the only one that calls me before maturity instead of me chasing them."
RS
Mr. Ravindra Silva
Retired teacher · Matara
★★★★★
"The gold loan took 40 minutes from walking in to walking out. My relationship manager remembered my son's name from last year."
KF
Kumari Fernando
Small retailer · Panadura
Ready when you are
Talk to a person.
Talk to a person.
Get an honest answer.
Walk into any Life Line branch, or tell us a little about your business and we'll call you within one working day. No bots. No call centre scripts.