A Sri Lankan credit company, run by people who still answer the phone.

Our story

We were the lender families recommended before we ever ran a billboard.

Life Line Group started the way a lot of good Sri Lankan businesses start — around a kitchen table in Nugegoda, with a ledger book and the conviction that family-run shops and small manufacturers deserved better credit than the market was offering them.

Our founder, Dilshan Perera, had spent ten years inside one of the country's largest banks and had grown tired of watching good applications get declined for paperwork reasons. He set out to build a finance company where a credit officer could actually sit across from the borrower and look them in the eye.

Seventeen years later we're still privately held, still family-run, and still underwriting every single business loan the same way: with a site visit, a conversation, and a genuine assessment of character alongside the numbers.

We've grown from one office to fourteen, from three staff to 280, and from a LKR 10M loan book to over LKR 18B — but the ratio that matters most has barely moved. 92% of our borrowers come back to us for a second product.